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Our Products

We Provide Your Financial Security through Insurance Protection

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COMMERICAL PROPERTY

This type of coverage not only provides coverage in the event of fire or water damage, but  also for your inventory and equipment as well.

GENERAL LIABILITY

Insures that your business is protected in case you accidentally damage a clients’ property or their belongings. For an upgrade, tool and equipment coverage can be added to this policy in case they were damaged or stolen.

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BUSINESS OWNER'S POLICY

(BOP): is one policy which combines the protections included in General Liability and Commercial Property coverages. BOP is great protection for businesses with a “Brick and Mortar” address and customers come into your location.

COMMERCIAL AUTO

Makes sure your company vehicle is covered for dents or damage to someone else’s property or vehicle.

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CYBER SECURITY INSURANCE

covers your business' liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver's license numbers and health records. Generally, it helps with the cost associated with: notifying customers about a data breach, restoring personal identities of affected customers, recovering compromised data and  repairing damaged computer systems.

PROFESSIONAL LIABILITY/ERRORS AND OMISSIONS

Could you possibly make a mistake while working for or with  a customer? Professional Liability and Errors and Omission Insurance protects you from certain claims and lawsuits.

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WORKER'S COMPENSATION

Is required in most states. It protects your business if an employee is injured while on the job. It covers their medical bills and lost wages. Workers’ Compensation covers the employee, but if you add a Business Owner’s policy, then this policy would cover you if you were hurt while on the job.

BOND INSURANCE

A bonded business is one that has purchased a surety bond. A surety bond represents an agreement between three parties:

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The Principal – The principal is the purchaser of the bond; the company that will be providing its services to others.

The Obligee – The obligee is the party that requires the bond before permitting the principal to do business, usually a state or municipal institution.

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 The Surety – The surety is the insurance company that issues the bond. Surety bonds protect the third-party that is hiring a business from any possible losses that would result from incomplete work, damage, theft, or other failures of the hired company.

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